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This auto insurance program is underwritten by Hartford Fire Insurance Company and its affiliates, Hartford Plaza, Hartford, CT 06115. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify.

* Savings amounts represent annual savings of policyholders who became new policyholders with this program between 1/1/09 and 12/31/09 and reported data on their prior carrier’s premium. Your potential for savings varies, depending on current premium, driving record, and other risk characteristics.

‡ Some benefits, including First Accident Forgiveness and the Disappearing Deductible, are only available with the optional Advantage Plus package. A policy without these benefits is also available. [Call for details.] To qualify for these two benefits, all drivers on the policy must have a clean record (no accidents or violations) for five consecutive years in most states. For the Disappearing Deductible, these five years must include a period of three consecutive years as a policyholder in this Hartford auto insurance program, commencing after the effective date of the policy issued through this offer. NY and PA drivers are not eligible for the complete disappearance of the deductible, although it will be reduced to a minimum of $100. First Accident Forgiveness benefit is not available in DE.

† Your policy will not be non-renewed because of the number of traffic convictions or accidents you or any operator may have during the policy period. This promise does not apply if any operator is convicted of operating a vehicle under the influence of drugs or alcohol, if an operator has a driver’s license suspension, or if you fail to provide us, if requested, a physician’s certification of fitness to drive. PLEASE SEE ENDORSEMENT FOR ALL PROVISIONS.

† † Availability and benefit levels vary by state.